Landlord Insurance

Landlord insurance provides protection for landlords against potential risks related to their rental property.

Typically, it covers buildings and contents, and may also encompass specific landlord protections such as property owners' liability, loss of rental income, and tenant default insurance.

Landlords need appropriate insurance to protect their rental properties and themselves from potential risks and liabilities. Having the right insurance coverage in place can provide financial protection in case of damage to the property, liability for accidents or injuries on the premises, and loss of rental income.

Landlord insurance is specifically designed to address the unique needs of property owners who rent out their properties, providing coverage for the building structure, landlord's contents, public liability, and rental income protection.

The price of your policy will be determined by factors such as your property and tenants, the type of insurance you select, and the level of coverage you require. Similar to other types of insurance, the insurer assesses your premium (the cost of your insurance) based on the probability of you making a claim and the potential cost of such a claim.

Without appropriate insurance, landlords could be exposed to significant financial losses and legal issues in the event of unforeseen circumstances. Birkdale will work with you to ensure that you have the correct policy for your needs.