HGV Insurance

HGV Insurance, also known as Heavy Goods Vehicle Insurance, designed for Drivers and Businesses 

If you operate a Heavy Goods Vehicle (HGV), having the right insurance in place is not just essential—it’s a legal requirement. Whether you’re an independent haulier or manage a fleet of commercial trucks, our tailored insurance policies provide the protection you need on the road and beyond. That’s why owner operators and large logistics firms use insurance brokers like us, we understand that every business is different and find a tailored insurance solution. HGV Insurance isn’t always a straightforward insurance policy and if you have anything that you believe may be complicated, insurance professionals like us are more than likely to know the answer, arrange cover or if needs be, we can speak to insurer directly. 

Leave the stress of finding the right Insurance for your single or fleet of vehicles to us therefore, you can concentrate on running your business.

What is HGV Insurance?

HGV insurance (also known as lorry insurance or truck insurance) is a specialist policy that covers vehicles over 3.5 tonnes used for commercial purposes. It protects you against financial loss due to accidents, theft, damage, or liability while operating heavy goods vehicles.

What type of Heavy Good Vehicles does HGV Insurance Cover?

The following vehicles can be covered but not limited to only these: 

• Articulated lorries

• Tipper trucks

• Refrigerated lorries

• Flatbed trucks

• Tankers

• Recovery vehicles

Is HGV Insurance Mandatory? 

Yes, it is a legal requirement to have at least third-party insurance if you’re driving an HGV on public roads.