Commercial Property Owners

No matter what type of business you run—whether it's a florist, hairdresser, plumber, building merchant or a general store—protecting your property is crucial.

Commercial Property insurance is a type of policy that protects your property which is being used for business purposes. The policy will cover more than your standard residential property insurance policy, covering risks that may be associated with your business' activities.

As an insurance broker, we have access to a large panel of insurers, some who specialise in insurance for specific sectors and industries. More often than not, enhanced levels of cover at competitive rates.

Is Commercial Property Owners Insurance a legal requirement?

Commercial Property Owners Insurance isn't a legal requirement but it's a type of cover that many landlords choose to have. As property is quite a large investment and asset, it's good to have cover if something were to happen to it.

Additionally, when purchasing a property, many mortgage lenders may require you to have insurance in place before you purchase the property.

What can a Commercial Property Owners Insurance Policy cover?

• The actual building
• Some policies can cover multiple properties
• Lost or stolen keys
• Underground pipes and cables
• Optional content cover

What type of properties need commercial landlord insurance?

• Cafes and Restaurants
• Shops and Retailers
• Offices
• Beauty Salons and Hairdressers
• Fitness Studios
• Design and Construction Workshops

These are some examples of properties that are rented out for commercial purposes but the type of property isn't limited to those.

If you're a landlord who rents out their property to a business and unsure if you have the right type of cover for your property, get in touch with our highly knowledge team for a no-obligation quote or a free review of your upcoming renewal. Call us on 03330 383858 or complete our request a callback form and a member of our team will be in touch as soon as possible.